Mandatory health insurance key to reducing healthcare spending – Experts
Nigeria’s proposed nationwide health insurance expansion is a critical step toward Universal Health Coverage, aiming to shift the financial burden from catastrophic out-of-pocket payments to predictable prepayment. However, experts warn its success hinges on closing critical implementation gaps: ensuring adequate benefit packages for chronic diseases, eliminating illicit facility charges, and rigorously enforcing service quality and accountability. Without these parallel reforms, the policy risks becoming an empty promise that fails to protect citizens or improve health-seeking behavior. Ultimately, achieving its transformative potential requires insurance to

